Bale, dropped to the bench by coach Zinedine Zidane, is facing an uncertain future at the Santiago Bernabeu after a hard season with the Spanish giants.
Gareth Bale's sensation scissor-kick inspired Real Madrid to a third successive Champions League title on Saturday (Sunday NZT) with a 3-1 victory over a Liverpool side thwarted by a pair of goalkeeping blunders and an early injury to star Mohamed Salah.
This was not to be Salah's night, with Real allowing Zinedine Zidane to become the first coach ever to win the Champions League three years in a row.
Meanwhile, Real had its own injury scary just minutes after when right back Dani Carvajal left the game with a leg injury.
Then Gareth Bale scored a bicycle kick victor. The Bale error was another lack of concentration when it mattered most.
Navas is a world-class goalkeeper and he has now won three Champions Leagues, but it is debatable whether Liverpool will win one with Karius in goal. His deputy, Simon Mignolet, is also not good enough, so Jurgen Klopp must bite the bullet this summer and invest heavily on a top keeper.
Lallana has endured an injury-ravaged season himself, making just one Premier League start, to miss out on England's World Cup squad.
Real seemed to benefit significantly from Salah's absence though, and Los Blancos almost took full advantage in the latter stages of the first half.
Klopp's side really could have let their heads drop, and yet they were soon back level, Mané turning the ball in after Dejan Lovren headed down James Milner's corner.
Had Salah been fit to stay on the pitch, it could have been a different story.